NRMA needed to educate Australians about the hundreds of hidden exclusions in competitor car insurance policies. The goal was to differentiate NRMA's comprehensive offering, increase inquiries, and improve conversion rates among car owners seeking better coverage.

    Creative Idea

    A car built from competitor-uncovered parts dramatically revealed hidden insurance exclusions.

    NRMA built a physical car from hundreds of parts competitors didn't cover, transforming abstract policy exclusions into a tangible, interactive demonstration that educated Australians about hidden terms and conditions, driving massive engagement and conversions for comprehensive insurance.

    Creative Strategy Deconstructed

    Company

    NRMA possessed the capability to offer truly comprehensive car insurance that covered hundreds of parts competitors excluded.

    Category

    Car insurance competitors typically relied on complex, often hidden terms and conditions that obscured policy exclusions.

    Customer

    Australians were largely unaware of the numerous hidden exclusions in their existing car insurance policies, leading to potential under-coverage.

    Culture

    A growing public demand for transparency and straightforward communication, especially concerning complex financial products like insurance, was present.

    Strategy:

    Make abstract policy exclusions tangible to demonstrate superior, comprehensive insurance coverage.

    Strategy Technique

    Make the Invisible Visible

    The campaign transformed abstract, hidden terms and conditions of competitor policies into a tangible, physical car. This made the previously invisible problem of inadequate coverage undeniable and easy to understand.

    Explore Technique

    Creative Technique

    Show, Don't Tell

    Instead of merely listing hidden policy exclusions, the campaign physically constructed a car from parts competitors didn't cover. This allowed the audience to visually grasp the problem and solution directly.

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